REPORT 2026 · EUROPEAN CRYPTO ADOPTION · OUT NOW

ARI10 REPORT
Cryptocurrency Adoption
in Europe 2026

An in-depth study based on 100 000+ responses from over
11 000 respondents across 11 European countries.

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Explore Key Insights

Published · April 2026. Available now.

11 000+
RESPONDENTS
100 000+
RESPONSES
11
COUNTRIES
APRIL 2026
PUBLISHED

About the ARI10 Report

A team of ARI10 experts, together with Grzegorz Sobiecki, PhD from the Warsaw School of Economics, designed an in-depth analysis of cryptocurrency and blockchain technology adoption in Europe. The study was conducted by UCE Research analytics platform. This is one of the largest reports of its kind.
Market Research
Collaboration with UCE Research and an SGH staff member

Research Objective

The ARI10 Report was created to deliver reliable, data-driven insights on the state of cryptocurrency adoption in Europe. In an era of misinformation and speculation, credible data is the foundation of informed decisions - for investors, regulators and society.

Research Data

April 2026

PUBLISHED

09.01 – 15.01.2026

Research period

11 000+

Respondents

100 000+

Responses

11

Countries surveyed

100

Cross-question dependencies

Key Insights

The most important discoveries from the European cryptocurrency adoption research.

Crypto Exposure

~40%
of Europeans have had contact with crypto assets

Poland Leads

47%+
of Poles have had contact with the crypto market - the highest result

Active Investors

~31%
of respondents declare active investing

Main Motivation

~50%
of investors primarily expect value appreciation

Regulation Need

56%+
of respondents consider lack of regulation a threat

Safety Perception

60%+
of active investors consider the market safe
Polish Market Profile

Poland vs. Europe

Poland stands out across the continent in every key dimension of cryptocurrency adoption.

47.10%

Contact with crypto assets - the highest result

13.6%

See no use for crypto - the lowest rate

31.4%

Awareness of MiCA regulations - the highest level

35.6%

Share of investors - third highest

15.8%

"Pioneers” - investing since before 2017
“The results of our Report indicate that cryptocurrency adoption in Europe is already at a high level. Cryptocurrencies are now part of everyday life - they are neither just a media phenomenon nor a passing trend. At the same time, the potential for further adoption remains high. The key to unlocking it lies in education that dispels fear of technology and in creating simple, useful solutions for everyday applications.”
Mateusz Kara
Mateusz Kara
CEO ARI10

Report Authors

ARI10 TEAM

Experts in finance, technology, and compliance

Grzegorz Sobiecki, PhD

Warsaw School of Economics (SGH)

UCE Research

Analytics Platform

The ARI10 Report is out now!

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Published · April 2026.