Year 2025 proves one thing: we have moved far beyond speculative trading.
Stablecoins are now a fundamental layer of global finance, and for B2B fintech companies like ARI10, this maturity is exactly what we've been building for. It is one of the most important tools that enable mass adoption and bridging traditional finance with crypto for e-commerce & enterprises.
Since our founding in Poznań in 2017, ARI10 has focused on secure, regulated, and scalable crypto-transaction processing and this year’s shifts reinforce that ambition and underscore why regulated gateways are essential for adoption.
Here’s a concise 2025 roundup of the major market and regulatory dynamics shaping the industry, and what they mean for ARI10 and our Partners.
The global stablecoin market cap has surpassed $250 billion, driven by real-world utility in B2B crypto transactions and remittances rather than purely DeFi yields. Daily settlement volumes for stablecoins now rival those of major card networks, reinforcing their role as a mainstream medium of exchange for businesses.
This shift toward utility-focused usage accelerates the demand for compliant, scalable transaction rails that can operate across borders and currencies.
With MiCA fully applicable in 2025, the prior period of regulatory ambiguity is ending. Issuers now face robust reserve and audit requirements and firms must align with a clear governance and disclosure framework.
Regulatory pressure is also steering liquidity toward MiCA-compliant Euro stablecoins (EMTs), gradually phasing out non-compliant USD tokens on European exchanges. The result is a more predictable, transparent environment for cross-border settlement and business transactions.
The Travel Rule is fully enforced as of late 2024/early 2025, requiring rigorous data sharing for crypto transfers. For many players, this is a hurdle but for regulated ecosystems like ARI10, it’s standard operating procedure that underpins trust and due diligence.
The Digital Operational Resilience Act (DORA) also went into effect in January 2025, mandating rigorous ICT risk management and resilience planning. These requirements push institutions to partner with providers who prioritize cybersecurity, continuity and regulatory compliance.
While others scramble to align with MiCA and DORA with their systems, we have already built and scaled the compliant infrastructure that B2B partners need to accept crypto transaction processing safely. Our position as a fully functional gateway in Central Eastern Europe supports growing cross-border use cases and reinforces our commitment to security, transparency and efficiency.
Stablecoins are becoming embedded in everyday business processes and compliance-focused players like ARI10 are the enablers that make this transition reliable and scalable. We are in for a very interesting year 2026!
Are you observing a shift toward stablecoin-enabled transactions in your business this year?
Connect to explore compliant, growth-focused solutions from ARI10.
Note: ARI10 only communicates through our official channels. Crypto-assets carry high risks, including potential loss of funds. Always verify and do your own research. For support, visit ari10.com.
